Your time is valuable, and we have new options available. Our customers can access their policies online to make self-service changes via HUB MyAccount, or contact us via alternate methods here.

Skip navigation

Why car insurance is essential

September 3rd, 2011  |  Auto Insurance

When it comes to car insurance there are people on both sides of the fence. Some think that it is essential, while others do not. There are also a lot of people that do not understand why we have to pay car insurance at all and would prefer it to be optional. But, the truth is that car insurance is an essential component that helps out drivers in many different ways.

Think about this; if auto insurance was not mandatory in Ontario and you were in a car accident and did not have coverage, the costs incurred from the accident will have to be paid out of your savings rather than by your auto insurance provider. What do you do if you don’t have the money to pay for the damages? This is one of the reasons why car insurance is essential.

There are also a number of additional reasons why car insurance is essential. Auto insurance helps to protect you from:

  • Theft/vandalism: Auto insurance protects you and your vehicle if you are a victim of theft or vandalism.

  • Lawsuits: Your auto insurance helps to protect you from potential lawsuits that stem from a car accident or other situations.

  • Medical bill payments: Your car insurance coverage helps you pay for medical bills associated with injuries that are cause by accidents.

Overall, car insurance is essential because it provides you with vital protection in a number of situations, many of which you would not be able to afford if you did not have auto insurance coverage.

To compare coverage and get 3 quotes in three minutes, visit the HUB Insurance Hunter website. It’s that quick and easy.

New to HUB Insurance Hunter?

Existing Clients Log In to