Two Digital Habits To Help Protect Your Online Life
Online accounts play a role in nearly every part of daily life. While cyber threats continue to evolve, protecting yourself doesn’t have to be complicated. In fact, a couple of practical habits can significantly reduce your exposure to digital risks: maintaining updated passwords and adding cyber insurance as a backup plan.
Update Your Passwords with Purpose
Strong passwords are the first line of defence against hackers. But even strong passwords can lose their strength over time if they’re used too long or repeated across many accounts.
Here’s how to stay on track:
- Set calendar reminders (e.g., every 3 months) to change key account passwords.
- Use password managers that prompt you when a password is weak or reused.
- Pair updates with seasonal dates like the first day of spring, summer, fall, and winter.
- Turn it into a habit by linking it to a monthly routine, such as bill paying day or the first of the month.
These small reminders help ensure your digital doors stay locked
Add Cyber Insurance for Extra Peace of Mind
Even with strong passwords, cyber threats such as phishing attacks, data breaches, and identity theft can still occur. That’s where cyber insurance steps in.
With HUB’s personal cyber coverage from CyberClan, help is available anytime, day or night, including:
- Expert support to manage and resolve cyber incidents
- Guidance through ransomware attacks, including payment support when needed
- Access to IT forensic professionals and data breach specialists
- Assistance in communicating with law enforcement
- Cyber monitoring and legal help after an incident
- Coverage for repair or replacement of affected devices
- Financial loss reimbursement related to cyber events
- Practical tools, education, and resources to help you stay protected
Think of cyber insurance as adding a second layer of protection, just like having both locks on your front door and an alarm system.
Digital security doesn’t require technical expertise; it starts with consistency and preparation. Updating passwords regularly can help prevent unauthorized access, while cyber insurance provides an additional layer of protection if something goes wrong. For those looking to strengthen their online protection, cyber insurance quotes are available through HUB SmartCoverage.