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Top 5 things you wouldn’t know about car insurance

September 3rd, 2011  |  Auto Insurance

Car insurance is something that most people should spend some more time understanding so they can get the best possible coverage for their situation. On the surface, car insurance seems pretty cut and dry. You provide your information and get auto insurance quotes, and then select a plan. While these are the basics, there is much more information about car insurance that many people are not aware of.

Here are 5 things that you probably would not know about car insurance:

  1. Brokers and insurance companies are different:An insurance broker is different from an auto insurance company in the sense that they are a third party that offers consumers auto insurance quotes from a pool of insurance companies. Insurance companies only offer policies from their company.

  2. Where you live impacts your rates: Believe it or not, your actual home address does have an impact on your car insurance rates.

  3. Car insurance can be cheaper: There are lots of available discounts that are offered by insurance companies from student, loyalty, and driving record discounts. All you have to do is ask.

  4. Not all coverage in mandatory: There are only a few specific components that are required by law in Ontario. Other coverage can be adjusted to meet your needs.

  5. It is based on a formula: Your auto insurance quote is based on a formula that is based on the information you provide to insurance companies.

For more information about car insurance, please visit the HUB Insurance Hunter website and let us help you find coverage that is ideal for your situation.

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