Top 5 Money Saving Insurance Tips from HUB Insurance Hunter

June 28th, 2012  |  Auto Insurance

Everyone loves to save money. There is no doubt about that. And, it is no different when it comes to auto insurance. However, the truth is that many people are paying more for car insurance then they have to because they do not fully understand some of the factors that impact their rates.

 

With a little work and by using the following 5 tips, you could save money on your auto insurance.

 

  1. Have your paper work in order:When getting a quote online or in person you need to be prepared. Make sure you have all the necessary documents you need such as your Driver Certification Date, Banking Information, VIN number and driver’s license. Getting an accurate quote could save you money on your rates. So, have your paper work in order.

  2. Have one policy for all of your vehicles: If you have more than one vehicle at home it is best to combine all your vehicles on one policy. Many insurance companies offer savings of up to 10% and offer multi-vehicle discounts.

  3. Choose your vehicle wisely: The car that you own or lease will impact your rates. A vehicle with a high theft rate or one comes with expensive repair bills will affect your premium. Consider these factors the next time you are in the market for a new car.

  4. Pay your premium in full: If possible, pay your auto insurance premium in full rather than opting for monthly payments. Many insurance companies offer discounts for upfront payments as well as other incentives such as points or cash back.

  5. Complete a Ministry approved driver training course: Taking a driver training course will help drivers qualify for a discount on their rates. So, whether you are a young driver or new to the country it is ideal that you enroll in a driver education course.

 

Give these tips a try and see if you rates will go down. Don’t forget to shop around and collect a number of insurance quotes to give you a number of options to consider. 

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