Summer Getaways - Best Tips For Your Road Trip
Canadians are ready to make the most of summer. But unexpected medical emergencies can quickly derail your plans, and your budget. Many are surprised to learn their provincial health plan doesn’t fully cover out-of-province or international medical costs. That’s where emergency travel insurance comes in.
Why Emergency Medical Travel Insurance Matters
Provincial health plans have limitations when you're travelling outside your home province. Services like ground or air ambulance, emergency dental care, and prescription medications may not be fully covered. For instance, Ontario's health insurance plan may reimburse only a portion of out-of-province emergency services, leaving you to cover the rest.
Common Medical Claims During Travel
Travelling exposes you to unfamiliar environments and activities, increasing the risk of medical emergencies. Common claims include:
- Fractures and Sprains: Often resulting from outdoor activities or accidents.
- Gastrointestinal Issues: Caused by changes in diet or water sources.
- Respiratory Infections: Due to exposure to new allergens or climates.
- Allergic Reactions: From insect bites or unfamiliar foods.
- Heatstroke or Sunburn: Especially during summer months.
These incidents can lead to significant medical expenses, especially if hospitalization or specialized treatment is required.
Partnering with Xodus Travel Services, HUB ensures a seamless claims experience. Xodus offers:
- Instant Verification: Immediate confirmation of claim processing.
- Automated Assessment: Real-time analysis of your claim against policy terms.
- Quick Resolution: Approved claims are processed promptly, with payments facilitated through partners
Tips for a Hassle-Free Claim
- Keep Documentation: Retain all medical reports, receipts, and related documents.
- Understand Your Policy: Familiarize yourself with coverage details and exclusions.
- Declare Pre-existing Conditions: Ensure all health conditions are disclosed to avoid claim denials.
- Submit Claims Promptly: Adhere to submission deadlines to prevent delays.
Enjoy Peace of Mind on Your Travels
Be ready for the unexpected. Let Insurance Hunter find you affordable travel coverage before you hit the road or take to the skies.