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HUB Insurance Hunter | How & What Tickets Affect Your Auto Insurance Rates

September 23rd, 2011  |  Insurance

One of the first things that people think when they get a ticket is, “how is this going to impact my auto insurance rates?” And, it is a valid question. The last thing that you want to happen is to get a notice saying that your auto insurance rates are going up.

The good news is that not all traffic tickets will affect your auto insurance rates. Things like a minor speeding ticket or minor infraction that does not add demerit points can be overlooked by your insurance company. But, this will vary based on your insurer.

However, if you get a second ticket, especially if the first ticket is still on your driving record, you can expect that your auto insurance will be impacted. How much your rates will go up will depend on the traffic violation. For major tickets, and especially tickets that could lead to charges, you should expect that your rates will increase.

Traffic tickets, especially serious infractions can become a major issue when comes time to renew your policy. Depending on the ticket and its impact on your driving record, you could be labelled a high risk driver, which could lead to you having issues getting insurance coverage.

For more information about how and what tickets affect your auto insurance rates, give us a call at HUB Insurance Hunter. And, don’t forget to visit us atwww.insurancehunter.cato get 3 quotes in 3 minutes and save money on your next car insurance policy. It’s that quick and easy!

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