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HUB Insurance Hunter | A Guide To Home Insurance Technical Terminology

September 23rd, 2011  |  Insurance

Home insurance, and any other type of insurance for that matter, can be difficult to understand. There are so many technical terms and it can be a challenge to understand what your policy means. This is why it is important for people to do their homeowner, review their policy, and make sure they understand what they are signing when it comes time to renew your home insurance policy.

There is no shortage of home insurance terms that you should be familiar with. They of the most important include:

  • Coverage terms such as Actual cash value, replacement cost, and guaranteed replacement cost
  • Deductible
  • Personal liability
  • Umbrella coverage
  • Premium

These are only a few of the home insurance technical terminology that you need to familiarize yourself with to ensure you fully understand your policy and what you are covered for under your home insurance policy.

But, the most important thing when it comes to home insurance terminology is to get clarification if there is anything that you do not understand. This is essential. If you have questions call your insurance broker, like HUB Insurance Hunter, to ask questions about your policy and the terms that are in your contract. You need to make sure that you fully understand your home insurance policy to ensure you are getting all the coverage you need to protect your home. 

For more information about home insurance terminology, or for questions about your home insurance, contact HUB Insurance Hunter. If you are looking for a home insurance quote, visit to get 3 quotes in 3 minutes with us! 

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