HUB Insurance Hunter | Auto Insurance for High Risk Drivers: What to Expect
Being labelled a high risk driver is not something that you want to deal with, but it does happen to drivers. How do you get labelled a high risk driver by an insurance company? Drivers are usually labelled high risk if they either receive a large number of tickets or if they are involved in a number of car accidents in a relatively short period of time.
However, if you find that you are labelled a high risk driver, for whatever reason, you will need to adjust your expectations when it comes to your auto insurance policy. First, you can expect that you may have difficulty getting insurance once your current policy expires. Your current provider may decide that they do not want to renew, so be prepared for this.
Second, expect your rates to go up. Since you are considered high risk, you will be a great liability to insurance companies, resulting in higher insurance rates.
If you find yourself in this situation, you need to shop around to get the best rates. You also should consider getting an auto insurance policy with a company that specializes in working with high risk drivers. The best way to shop around is by using an insurance broker, like HUB Insurance Hunter.
We will help you find the right auto insurance policy for your specific situation, even if you are a high risk driver. With us you will get 3 quotes in three minutes so you can compare all your car insurance options.