HUB Insurance Hunter | Auto Insurance Coverage for a Delivery Business
There is no doubt that if you are in the delivery business, you will need a good auto insurance policy. Since you will be on the road more frequently than the average driver, you will be at a higher risk of getting into an accident while making your deliveries and you need to protect your delivery vehicle and your business with a good policy.
Since you are in the delivery business, you will need commercial auto insurance. Running a delivery business and using your vehicle for this purpose opens you up to significant liability, and only a good commercial auto insurance policy will provide you with the coverage you need. While you may be tempted to use a personal auto insurance policy. If you are in the process of making a delivery and get into an accident, you could void your coverage if your insurer finds out that you were using your car for business purposes without telling them about it.
This is a situation you do not want to find yourself in and you are best off paying the extra money to have the right coverage in place. This form of commercial insurance should not only be used by companies, but also delivery drivers that work for these companies if they are using their personal car to make deliveries.
If you would like some more clarification on this topic, one of our HUB Insurance Hunters would be happy to help you out. Give us a call or visit our website to get 3 quotes in 3 minutes with us!