How Traffic Tickets can affect your Auto Insurance
While most people think that a couple minor traffic tickets are no big deal, the truth is that they can have a big impact on your insurance rates if you are not careful. Demerit points and a fine is not the only thing that you need to worry about.
Getting one minor speeding ticket is nothing to worry about. It is the second traffic ticket that could have a negative impact on your rates. So, if you already have one ticket on your record, make sure that you are extra careful on the road. The last thing you want to do is get another ticket.
When you get a number of traffic tickets, you will not likely see a spike in your rates until it is time for you to renew your policy. Depending on the severity of your traffic infractions, you could have difficulty not only getting a good insurance rate; you could have trouble getting insurance altogether, especially if you are labelled as a high risk driver by insurance companies.
If you find yourself in this situation, your next move should be to talk to an insurance broker, like HUB Insurance Hunter. We can work with you to explore your insurance options to help you get the best rate possible, even if you have a number traffic tickets. We work with a number of reputable insurance companies and we can use the information you provide to offer your 3 quotes in 3 minutes. We will do the hunting for you so you can save money.