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How often do Rates for Car Insurance Change?

September 24th, 2011  |  Insurance

Everyone always wants to know how often rates for car insurance change and the reality is that it depends on the driver. While rates may go up or down slightly based on what is happening with the insurance industry as a whole or because of a government policy, auto insurance rates often change for one of three reasons:

  1. You reach a Driving milestone: There are certain times throughout your driving career when you can expect to have your rates change. Some of them include when you finish driving school, when you get your full driver’s license and when you turn 25.
  2. You get a quote: A second reason your rates will change is because you finally decide to get an auto insurance quote. When you do this, you will see all the options that are available to you as an insured driver.
  3. When your policy is up for renewal: A third time that you can expect to see a change in your rate is when your policy comes up for renewal. Depending on your track record from the last time you renewed your policy, your rates could go up or down with your current provider.

If you don’t want to wait for your rates to change, you can always visit us at HUB Insurance Hunter and get 3 quotes in 3 minutes. All you have to do is fill out your information on our website and we will do the hunting for you. It’s that quick and easy!

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