Getting Auto Insurance for a Vintage Vehicle
Owning a vintage vehicle is different than owning a new car. There are many subtle details that make owning and insuring a vintage car different when compared to auto insurance for the average driver.
In most cases, owners of vintage vehicles have specialized insurance needs, especially if you enter the car in shows and travel with the vehicle regularly. You will likely need seasonal coverage as you likely only drive it during the summer. This also means that you probably have another car that you drive in the winter, so you need to have a multi vehicle auto insurance policy.
When it comes to vintage vehicles, you should expect to get a car insurance policy that is catered to this type of vehicle. Having regular insurance on a vintage car is not a good idea. The truth is that vintage cars are more likely to be stolen and they will cost more to repair if you get into an accident or if the vehicle is damaged. This means that you will need additional coverage to protect your car, which will likely cost more than the average auto insurance policy.
A final thing that you also need to factor in is how your insurer classifies vintage cars. The definition and coverage requirements may vary from insurer to insurer.
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