Does an Expired License Affect Auto Insurance
A common question that people as is if an expired license affects their auto insurance. Obviously, no one should let their driver’s license expire because it would inhibit their ability to legally drive a car. And, if you cannot drive a car, then you are paying insurance on a vehicle that you cannot drive.
You also want to avoid any lapse in car insurance coverage, as this will have an impact on your rates. Obviously, allowing your driver’s license to expire could cause a lapse in insurance coverage if you decide not to renew it.
The real issue with an expired license arises if you decide to keep driving and then get into an accident. If you drive with an expired license and get into an accident, you could be in violation of your insurance policy and may not be covered for the damage. This could be a very costly mistake.
If you have an expired license and if you have allowed your insurance coverage to lapse in the past, you will have a difficult time when it comes to reactivating or renewing your policy. You may need to find an insurance company that specializes in high risk drivers to help you get insurance coverage.
Your best bet in this situation is to use an insurance broker like HUB Insurance Hunter. We will provide you with 3 quotes in 3 minutes and answer all of the questions you have about car insurance. With HUB Insurance Hunter we will do all the hunting for you when it comes to your auto insurance needs.