A crash course in minor collisions.
You hear the sound of crunching metal. You feel your heart is racing and your palms sweating. You’ve just been in an accident. It’s minor and thank goodness no one has been injured. Now what do you do?
500,000 Canadians are involved in auto collisions every year, so the chances are good that it will happen to you at some point. Being prepared for it when it does happen will help make a very stressful situation a little more manageable. Here are the first four things you need to do immediately following a collision:
Safety first: Move off the road to prevent further injury.
Exchange information: Names, addresses, phone numbers, insurance company information, driver’s license numbers and license plates for everyone involved in the accident are all necessary for filing accident reports and insurance claims.
Take pictures the damage: Photographic evidence goes a long way in settling disputes about the extent of damage to the vehicles.
File an accident report: Most provinces require that you report any accident to a collision reporting centre or the police where damage exceeds a specified amount.
Remember:Thinking clearly is difficult after a collision. Keep this list in your glove compartment.
More information on what to do after you’ve been in an accident will be available from your insurance broker. And make sure to compare auto insurance quotes on HUB InsuranceHunter.ca and connect with one of our brokers to discuss your insurance needs.