Choosing the Right Plan

September 28th, 2011  |  Travel Insurance

Out of Province Travel - Single-Trip Plans

Emergency Medical coverage can be purchased for trips up to 183 days (212 days for residents in Ontario or Newfoundland)

Travel Canada Emergency Medical Plan provides emergency medical benefits at half the premium when all travel is within Canada.

For pre-paid travel arrangements, the All-Inclusive plan includes:

  • Emergency Medical

  • Trip Cancellation and Interruption

  • Baggage Loss, Damage and Delay

  • Flight and Travel Accident.

Trip Cancellation/Interruption can be purchased separately.

Emergency medical benefits at half the premium when all travel is within Canada.

Overview of Emergency Medical Benefits*

  • Up to $5 million in emergency medical coverage

  • Coverage for paramedical services due to covered risk, up to $300 by profession

  • Ambulance transportation

  • Emergency dental treatment

  • Expenses related to death

  • Emergency medical return home

  • Visit to bedside if traveling alone

  • Return of children in the care of the insured

  • Additional expenses for meals and hotel

  • Return home of vehicle

  • Trip break without terminating coverage

* Please note: If the claim is a result of an act of terrorism, this benefit may be limited. Other exclusions, limitations and conditions apply. See the policy for details.

Out of Province Travel - Multi-Trip Plans

  • For those who travel more than once a year, it may be less expensive to buy a Multi-Trip plan.

  • 4, 10, 18 and 30 day plans are available with coverage for 12 months allowing for an unlimited number of trips up to the trip duration purchased, subject to provincial residency requirements of 183 days (212 days for residents in Ontario or Newfoundland).

  • Top-Up coverage can be purchased for longer trips.

  • For pre-paid travel arrangements, the All-Inclusive plan includes:

    • Emergency Medical

    • Trip Cancellation and Interruption

    • Baggage Loss, Damage and Delay

    • Flight and Travel Accident.

Out of Province Travel Insurance - who is eligible?

To be eligible for insurance under this policy, an applicant must be a resident of Canada and covered under a government health insurance plan.

Applicants age 55 or over need to complete the Medical Questionnaire to determine their eligibility and rate category unless the applicant is between 55-74 years of age, travelling for 17 days or less and purchasing the Quick Trip Plan, in which case there is no need to complete the Medical Questionnaire.

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