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Cheaper car insurance rates for luxury vehicle? | HUB Insurance Hunter Blog

September 26th, 2011  |  Insurance

Even though recent reports state that luxury vehicles are less likely to get into an automobile accident, there is a lot more to consider before drawing conclusions. The first thing to note is that luxury vehicles, especially sports cars, are often seasonal vehicles that are only driven for a portion of the year, meaning they are on the road considerably less than the average vehicle. Since they are driver fewer kilometers per year, drivers of these vehicles are at a lower risk of getting into an accident.

A second important thing to note is that since luxury vehicles tend to be more expensive, owners are more selective about how and where they drive, again reducing the risk of getting into an accident or getting a ticket.

Regardless of the vehicle that you drive, the number of tickets, accidents, and auto insurance claims, it starts with who is behind the wheel. A good driver will have fewer issues on the road when compared to a poor driver, no matter what car that they drive.

This is why driver training and proper education is essential. Drivers that go to driving school are taught the practical skills and have the knowledge to be safe and effective drivers, which makes them less likely to get into an accident.

For more information about how tickets, accidents and auto insurance claims have an impact on your car insurance rates, give one of our insurance brokers a call. Get 3 quotes in 3 minutes and save money on your next auto insurance policy with HUB Insurance Hunter! 

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