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Auto Insurance Tips For Occasional Drivers | HUB Insurance Hunter Blog

September 26th, 2011  |  Insurance

Auto Insurance policies for occasional drivers and primary drivers are similar. To get the best rates and make sure that you have a policy that makes sense for your situation, you need to get a quote and research your options.

Car insurance coverage is very similar for occasional drivers when compared to primary drivers. The glaring difference is that occasional drivers do not drive as often. But, this doesn’t mean that you still don’t need a good car insurance policy. To get a car insurance policy that is ideal for your situation, it is important that you:

  • Establish a history as an insured driver. Most people start out on their parent’s car insurance policy to do this.
  • If possible, do not let your coverage lapse. Keeping a consistent record of being insured is important.
  • When being added to a policy, make sure that you understand what you are and are not covered for in case of an accident or claim.
  • Talk to your insurance broker about potential discounts and cost savings that you could qualify for as an occasional driver.
  • Get a quote. This is the best way to get a sense of the market and compare your options, even if you are an occasional driver.

If you would like to learn more about your car insurance options as an occasional driver, visit the HUB Insurance Hunter website. And, don’t forget to get 3 quotes in 3 minutes with us and save money on your car insurance. 

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