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Auto Insurance for Business Vehicles

September 25th, 2011  |  Insurance

A common question that people ask when it comes to auto insurance rates is in regards to personal and business vehicles. Do they have different auto insurance rates and the answer is yes.  A large part of how auto insurance rates are determined is the risk associated with the risk. Therefore, if you use your car for business, the odds are that you will be on the road more frequently than the average driver. This puts you at a higher risk of getting into an accident.

The same applied to where you live. In most cases, the more densely populated area that you live in, the more you will pay for insurance because the risk associated with driving in that area are higher than if you were to live in a rural area of the province. The type of vehicle will also factor into your rates, depending on what type of vehicle that you use for your business.

If you use your vehicle for business or own a fleet of business vehicles, you obviously want to save money on your auto insurance rates. The less you have to pay, the more money your business will make over the course of the month. This is why it is so important to do your research and get a quote for your business car insurance needs.

If you want to weigh your car insurance options, try HUB Insurance Hunter and let us do the hunting for you. Get 3 quotes in 3 minutes with us!

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