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Are Safe Drivers Charged Low Car Insurance Rates?

September 25th, 2011  |  Insurance

Most people assume that safe drivers pay less money for their car insurance rates than other drivers that have a more checkered driving history. This just makes sense, right? Well, not exactly. The truth is that the amount of money that you pay for your auto insurance is based on many different factors. So it is possible for drivers that have had accidents in the past to get better car insurance rates than a driver with a clean driving history. Things like your education, the type of car you drive, where you live, and whether or not you attended driving school all play a role in determining your rates.

This situation re-enforces the importance for drivers to make sure they weigh their car insurance options carefully or they could be spending more for a policy than they should be. This is why it is so important to get a car insurance quote each time your policy is up for renewal. If you simply renew your current policy without exploring your options, then you could be paying higher rates for car insurance coverage.

This is why insurance brokers are so valuable. They can help you research the market and provide you with a number of quotes to compare before you make your decision about auto insurance coverage. If it is time for you to renew your policy, then you should seriously consider an insurance broker.

With HUB Insurance Hunter, you will get 3 quotes in 3 minutes and it is these quotes that will help you save money on auto insurance. 

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