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5 Frequently Asked Questions about Auto Insurance

August 30th, 2011  |  Auto Insurance

There are many different elements that make up a car insurance policy. Therefore, there are many questions that need to be asked by consumers before they make their final decision about the coverage they need for their vehicle.


Here are 5 of the most commonly asked questions about auto insurance.


  1. What information do I need to fill out a car insurance application?

    1. Answer: Vehicle information, driver information, your driving history, the type of coverage you need.

  2. What qualifies me for an insurance discount?

    1. Answer:There are a number of factors that can provide consumers with a discount on their car insurance. Common elements include combining home and auto insurance; have a good driving record, low mileage, and paying your premium in full each year.

  3. What insurance coverage is mandatory?

    1. Answer: Mandatory coverage includes liability and bodily injury, uninsured automobile coverage, property damage coverage, and accident benefits.

  4. What is a deductible?

    1. Answer: A deductible is the portion of the claim that you pay yourself. If you have a higher deductible, your monthly rates with be lower.

  5. What things impact my auto insurance premium

    1. Answer: There are many things can impact your premium. Some of the most common include the type of vehicle you drive, the number of drivers that are insured, your driving record, your age and experience, and what your car is used for.


These questions should provide some clarity and a basis to go forward with getting an insurance quote. If you want to get a fast and convenient quote, visit HUB Insurance Hunter and let our car insurance quote tool do the work for you.

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