5 advantages of an online insurance quote

February 8th, 2017  |  Auto

Insurance is one of those things you need to have.

Canadian provinces require that you carry car insurance if you plan to drive. This can add up to hundreds of dollars a year.

While you can't get around the fact that you are supposed to get auto insurance, it is possible for you to save money on insurance. Unfortunately, too many Canadians don't shop around for their car insurance.

One of the best places to look for auto insurance is online. Here are some of the advantages of getting an online insurance quote:

1. Shop for auto insurance without leaving the house

One of the biggest reasons to shop online for insurance is the convenience. You don't have to leave the house to find good deals on car insurance. All you need to do is hop on the computer and look for a bargain.

There's no need to go all over town and visit different insurance agents. Everything you need is at your fingertips, whether you are looking for a quote in the afternoon, or whether you want one in the middle of the night.

2. Get multiple quotes at once

Gone are the days of calling around to different agents and comparing quotes. Today, all you need to do is fill out one form online and get multiple quotes at once.

With online insurance quotes, you get more than one quote from different companies at once. This makes it easier to compare rates and choose the company that works best for you.

This is much easier and more convenient than calling around or visiting different agents in person. You can see your options at a glance—without the need to leave the house. You'll make a better decision with this kind of help.

3. Save more money on your car insurance

An online insurance quote can help you save money. You might not know what's available to you if you just stick with the same insurance company and policy you've always had.

Your online quote can help you see how to best save money. You compare multiple quotes from home, and you have a good idea of the going rate.

If you haven't shopped for car insurance in a while, you might be surprised to discover that you have been overpaying on your premiums. An online quote can help you identify where you can save money. This can mean hundreds of dollars a year, depending on your situation and monthly savings.

4. Save time

Time is so often money. What could you be doing with the time you spend running down insurance quotes and comparing them?

What if, instead of spending that time, you just got your quotes online. You could a lot more with that time, like work on your side gig or spend time with your kids. No one wants to spend a bunch of time getting car insurance quotes.

With online quotes, you get multiple rates at once. You can quickly see how to save the most money while saving time as well. It's a good way to stay on top of your costs and avoid spending a lot of time doing it.

5. Get a better rate from your current provider

Once you have your online auto insurance quotes, you can go to your current provider and see if you can get a lower rate.

Many consumers don't like the hassle of switching insurance providers. However, if you could save money, it can be worth it.

The good news is that you might not have to switch providers if you find a lower rate elsewhere. You can take the insurance quotes you receive online and ask your issuer to match the price. Some insurers are willing to match an online quote if you bring it to them. They'd rather keep you on than see you go.

And, if your current insurer won't match, you can always switch. In many cases, the process is streamlined to help you make the transition as easily as possible.

Bottom Line

The internet offers you numerous opportunities to save money and time, no matter what you are looking for. This is true when it comes time to shop for car insurance.

Don't just keep renewing. Look for an online insurance quote to see if you can save money each month.

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