Compare Top Brands
Let’s get Insurance Hunting!
1. Complete our auto insurance form
Answer some basic questions about you and your vehicle
2. Our team hunts for the best rate
We’ll provide quotes from trusted Canadian auto insurers
3. Choose your rate and find available discounts
Pick the car insurance coverage that’s right for you
4. Ask our hunters any outstanding questions
We’re here to assist you with all your questions
5. Review and finalize your rate
Get your new auto coverage and start paying less
HUB Insurance Hunter uses advanced price comparison technology to gather auto insurance quotes from top providers in Canada. Our service is completely free, and is provided by a team of knowledgeable brokers and customer service agents working to answer your questions and save you money.
Our team has just one goal - getting you the best car insurance coverage at the lowest possible price.
Comparing rates from insurers across Canada is the easiest way to save big on your auto insurance coverage.
No sales pitches!
Qualified industry experts
Safe and secure
Auto insurance protects you from the costs associated with theft, damage, collision and liability. It is mandatory for driving a vehicle anywhere in North America. Each Canadian province regulates auto insurance differently, so the precise coverage you need varies a bit depending on where you live.
You could face fines of at least $2,500 for driving without auto insurance, upon apprehension by authorities. A second offence within the same year comes with a mandatory jail sentence.
People without auto insurance put other drivers at risk, both physically and financially. They also set themselves up for financial ruin. You don’t want to be caught driving without coverage.
There are different levels of auto insurance coverage in Canada, from mandatory to added protection, and it can get a little confusing. To make it easy for you, we’ve broken down your options below.
Collision protection covers your repair bills if you collide with another vehicle or inanimate object (trees, fences, garage doors, roadside debris, etc.). You’ll have to cover the costs of your deductible, your insurer takes care of the rest.
Comprehensive coverage is the complete package. It’ll protect you from the random hazards not protected by collision coverage. Comprehensive coverage is optional, and tends to be a bit more expensive, but will address the costs associated with damages caused by falling objects, vandalism, fire – even lightning.
We recommend this optional coverage for most drivers, because we know first-hand that Canadian motorists face certain unique hazards. Falling ice, anyone?
Named perils coverage applies to damages resulting from a hazard named specifically in the policy. Want coverage for one hazard but not others? Specified perils coverage lets you pick and choose which threats you’re most vulnerable to, based on your location and driving habits.
The total package. All Perils coverage gives you the full span of coverage. Think of it as an unbeatable combination of Collision and Comprehensive. This policy is ideal for drivers who want peace of mind, knowing they’re covered for anything.
Temporary Vehicle Replacement/Loss of Use
If your vehicle is out of commission as it’s being repaired, this coverage category will pay for a rental vehicle or taxi so you can still get around.
Waiver of Depreciation
Did you know your car depreciates as soon as you drive it off the lot? Protect yourself and purchase a waiver of depreciation. If your new vehicle is damaged in an accident, your auto insurance provider will give you what you paid for the car, not the depreciated value.
Making an insurance claim is never fun, but it doesn't have to be stressful. Below, we explain the essential steps needed to get your claim processed without hassle.
Numerous factors contribute to determining the cost of an auto insurance policy. These relate to the driver, their car and their postal code. Some of the main factors include:
Every insurance provider will consider different factors, and weigh each one uniquely. That’s why comparing car insurance quotes from multiple companies is the best way find the cheapest rate.
Yes. Auto insurance is mandatory in Canada. Because vehicles are able to cause so much damage, and can be so expensive to replace, many at-fault drivers would be unable to compensate fellow motorists after an accident. By making auto insurance a legal obligation, the government ensures no one who suffers from someone else’s mistake goes uncompensated. If you are caught operating an uninsured vehicle, you may be subjected to a fine, licence suspension or jail time.
Saving money on car insurance doesn’t have to be a cat and mouse game. Our HUB Insurance Hunters are trained to find all the discounts you qualify for. Some of their best tips are below.
Saving on auto insurance can be easy when you know where to look. Take a few minutes to enter your information and you could wind up savings $100s every year.